Looking to sue ACT Inc? Small claims court is an option, and you may have others…
At FairShake we’ve helped thousands of people ripped off by big companies like ACT Inc. And we’ve helped get millions of dollars in settlement offers…
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Tired of hitting dead ends when trying to get a refund from ACT Inc? Feeling like there’s nowhere to turn?
You’re not alone. It seems like many people have tried all the ACT Inc customer service options, but still feel unheard.
There are different ways to file a complaint against ACT Inc, but none have the same power and leverage as taking legal action.
So, if you’re thinking of suing ACT Inc, where do you even start? You might expect there to be tons of class action lawsuits against them, but it’s often more complicated than that.
What many people don’t know is that hidden clauses buried deep within their contracts frequently allow companies like ACT Inc to push legal claims into the private realm of consumer arbitration, away from conventional courts.
But here’s the thing: your ACT Inc contract doesn’t have the power to take away your right to pursue legal action by suing them.
Here’s what you can do…
Learn more about the consumer arbitration process here.
If you’re ready to sue ACT Inc in Small Claims Court, read on below:
Are you ready to sue ACT Inc. in small claims court? Small claims courts are only for certain types of claims, which means you have to be eligible to file a claim. You should know about two important components of a small claims court case.
The amount of money: Every small claims court sets a maximum dollar size for the claim you can bring. In most states, it’s either $5000 or $10,000, but it can be as low as $2,500 (in Kentucky and Rhode Island). You can find a list of all 50 states’ monetary limits here.If your claim doesn’t fall within the limits of your state’s small claims court, you’ll have to arbitrate your claim instead.
Most small claims courts require that you ask the company you’re suing to fix your problem voluntarily before you file your claim. If you want to sue ACT Inc. in small claims court, you need to send the company a demand letter.
The demand letter should be short and concise. Tell ACT Inc. who you are (your name, address, phone number and account number), what the problem is, and what you want from them. Try to keep the demand letter to a few sentences. All you need to do is cross off an item on your to do list before initiating a claim.
When you’re done writing the demand letter, you need to mail a hard copy of the letter to the corporate address.
According to our most recent research, ACT Inc is legally based in Iowa and receives mail at this address:
ACT, Inc.
C/O CORPORATION SERVICE COMPANY
505 5TH AVENUE
SUITE 729
DES MOINES, IA, 50309
If you would like examples of demand letters or more information about how to write them, you can find an excellent guide here.
In order to sue ACT, Inc. in small claims court, you need to complete several forms.
Each state has a set of forms that need to be filled out to file a claim, and sometimes counties will ask for additional forms. The correct forms for your location is available for free on your state court website.
Make sure you fill out enough forms. Most states that require you to file forms by mail or in-person ask for 3 or 4 copies. If you don’t submit the right number of copies, expect your claim to be removed from the court docket.
When you’re done filling out the court forms, it’s time to give those forms to the court. This process called “filing” can be a bit tricky.
Many courts will require you to physically come to the courthouse during specific hours and days to hand-deliver the forms to the court’s clerk. Other courts may allow you to file by mail, fax or (for a few courts) online.
All courts will require you to pay a filing fee before they allow your to sue ACT, Inc. in small claims. This fee, which will be published on your court’s website, can sometimes be waved if you are a low income plaintiff.
When you file your forms, the court clerk will provide you with a stamped copy of the forms and a court date. Keep it safe and bring it with you on the day of your hearing.
If you’ve made it this far – good work! Suing ACT, Inc. in small claims is a long and tough process.
Now that you’ve filed the papers required to start your case against ACT Inc., you need to tell ACT Inc. that it’s been sued. This is a called “serving” ACT Inc.. To do this, you need to deliver a copy of your filed papers to ACT Inc..
Look at your court’s website for instructions on how to properly deliver your forms to ACT Inc., or search for “[your state] small claims service of process”. Courts have many strange rules about how to serve a defendant, and your claim will be dropped if you do not follow them perfectly. So be careful!
When the court clerk gives you a court date (after you file your forms), make sure to put it on your calendar.
Make sure you know which courthouse to go to. Bring your copy of your filed forms, and any other evidence that backs up your case against ACT Inc..
Sometimes, ACT Inc. will not show up to oppose you. If that happens, take advantage of the situation to focus on your side of the story.
Ready to sue ACT, Inc. in small claims court?
If this sounds too hard and expensive, try consumer arbitration instead…
Get justice when a business lets you down:
FairShake’s Ultimate Guide to Consumer Complaints
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